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California Boat Insurance
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The value of quality California boat insurance often
doesn't become apparent until you really need it. Whether it's a minor dent or a more substantial accident, it pays to have boat insurance coverage you can count on. |
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Let Didriksen Financial of Placerville, CA experienced
California boat insurance specialist explain the different Liability Limits, Comprehensive, Personal Injury Protection, Collision, Medical coverages, and deductibles that are available for you to choose from. We offer affordable boat insurance policies from a leader in the insurance industry. |
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Learn more about California Boat Insurance
coverage options below! |
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Click on the link below to fill out a secure quote request
form for a California Boat Insurance policy that will provide excellent insurance coverage for your boat at an affordable cost. Or you can speak with our northern California Boat Insurance agent specialist at (530) 864-5859 to discuss the features. |
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We are a Placerville, CA insurance agency offering affordable California boat
insurance policy coverage in the following towns, cities and counties in northern California: Diamond Springs, Camino, Smithflat, Coloma, Somerset, Outingdale, Omo Ranch, Pacific House, Pollock Pines, Grizzly Flats, River Pines, Kelsey, Garden Valley, Cameron Park, Shingle Springs, Plymouth, Dorado Hills, Rescue, Lotus, Pilot Hill, Hidden Valley, Cool, Georgetown, Greenwood, Auburn, Loomis, Penryn, Newcastle, Bowman, Clipper Gap, Applegate, Foresthill, Weimar, Colfax, Iowa Hill, Gold Run, Baxter, Dutch Flat, Vista, Meadow, Kyburz, Twin Bridges, Fiddletown, Volcano, Pine Grove, Pioneer, Kit Carson, Sutter Creek, Ione, Amador City, West Point, Wilseyville, Camp Connell, Jackson, Sacramento, Dorado, Folsom, Orangevale, Citrus Heights, Fair Oaks, Carmichael, Rancho Cordova, Roseville, Rocklin, Arcade, North Highlands, West Sacramento, Rosemont, Davis, Woodland, Placer County, Amador County, Sacramento County, Yuba County, Calaveras County, Alpine County, and El Dorado County, CA. We also offer cheaper California boat insurance policy coverage rates throughout the Golden state, including in San Francisco, Oakland, Stockton, and San Jose, CA. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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California Boat Insurance Info
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Covers damage caused to the owners boat from a collision caused by another
boat, vehicle, or other object. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the collision coverage cost of the California boat insurance policy. |
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Covers damage caused to the insured's boat (your boat) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost of the California boat insurance policy. |
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California Boat Insurance Info
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California Boat Insurance Info
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Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in California is 15/30 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the state of California minimums listed below. Contact us at (530) 864-5859 to discuss what liability coverage amounts you require to meet your insurance needs. |
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15/30/5 15=$15,000 - 30=$30,000 - 5=$5,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum required coverage amount in California is $5,000. |
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Bodily Injury Liability
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Property Damage Liability
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California Liability Coverage limits explanation:
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California Boat Insurance Info
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80% of medical benefits for all reasonable expenses for necessary medical, surgical,
x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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80% of necessary remedial treatment (nursing home care or home nursing care).
60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident. |
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Benefits Provided:
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California Boat Insurance Info
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100/300 100=$100,000 - 300=$300,000
First number = uninsured boater maximum for one person injured in an
accident.
Second number = uninsured boater maximum for all injuries in one
accident. |
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Example of Uninsured limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no liability insurance. This is not a required coverage for a California Boat Insurance policy. Contact us today to discuss what uninsured coverage amounts you require to meet your family or personal needs. |
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California does not require (PIP) or personal injury protection coverage. This
coverage pays medical bills for injuries suffered in a boat accident regardless of who caused the accident. |
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SSL Secure
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SSL Secure
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Click on the link below to fill out a secure quote request form for a California
Boat Insurance policy that will provide excellent insurance coverage for your boat at a lower cost. Or you can speak with our northern California Boat Insurance agent specialist at (530) 864-5859 to discuss the features. |
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California
Personal Insurance
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Boat Insurance
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Didriksen
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Financial
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California Boat Insurance
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Answer a few questions and
we can provide you with an
insurance quote by phone or email. Choose a California personal or business insurance coverage from the menu above. |
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Didriksen Financial
2311 Swallow Road
Placerville, California 95667
El Dorado County, CA
Office: (530) 864-5859
Fax: (866) 848-6899
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Didriksen Financial
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