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California Motorcycle Insurance
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The value of good motorcycle insurance often doesn't
become apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have motorcycle insurance coverage you can count on. |
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Let Didriksen Financial's experienced northern
California Motorcycle Insurance policy specialist explain the different Liability limits, Comprehensive, Collision, Uninsured Motorist, Medical coverages, and deductibles that are available for you to choose from. We offer affordable motorcycle insurance policies from leading insurance carriers serving northern California. This means more stable premiums and none of those 15% increases after the first year. |
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Learn more about California Motorcycle Insurance
policy coverage options below! |
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Click on the link below to fill out a secure quote request
form for a California Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with our northern California Motorcycle Insurance agent specialist at (530) 864-5859 to discuss the features. |
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We are a Placerville, CA insurance agency offering affordable California
motorcycle insurance policy coverage in the following towns, cities and counties in northern California: Diamond Springs, Camino, Smithflat, Coloma, Somerset, Outingdale, Omo Ranch, Pacific House, Pollock Pines, Grizzly Flats, River Pines, Kelsey, Garden Valley, Cameron Park, Shingle Springs, Plymouth, Dorado Hills, Rescue, Lotus, Pilot Hill, Hidden Valley, Cool, Georgetown, Greenwood, Auburn, Loomis, Penryn, Newcastle, Bowman, Clipper Gap, Applegate, Foresthill, Weimar, Colfax, Iowa Hill, Gold Run, Baxter, Dutch Flat, Vista, Meadow, Kyburz, Twin Bridges, Fiddletown, Volcano, Pine Grove, Pioneer, Kit Carson, Sutter Creek, Ione, Amador City, West Point, Wilseyville, Camp Connell, Jackson, Sacramento, Dorado, Folsom, Orangevale, Citrus Heights, Fair Oaks, Carmichael, Rancho Cordova, Roseville, Rocklin, Arcade, North Highlands, West Sacramento, Rosemont, Davis, Woodland, Placer County, Amador County, Sacramento County, Yuba County, Calaveras County, Alpine County, and El Dorado County, CA. We also offer lower cost California motorcycle insurance policy coverage rates throughout the Golden state, including in San Francisco, Oakland, Stockton, and San Jose, CA. |
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Covers damage caused to the owners motorcycle from a collision caused by another
vehicle or other object. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible you choose, the lower the collision coverage cost within the California Motorcycle Insurance policy. |
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California Motorcycle Insurance FAQ
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of a
California motorcycle insurance policy. The minimum bodily liability insurance coverage available for purchase in California is 15/30 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the state of California minimums listed below. Contact us at (530) 864-5859 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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California Liability Coverage limits explanation:
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15/30/5 15=$15,000 - 30=$30,000 - 5=$5,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle insurance coverage. The minimum coverage amount in California is $5,000. |
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Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding on or driving your motorcycle. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a car when you are walking or if you are riding on another motorcycle. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required California Motorcycle Insurance coverage. |
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20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident. |
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Covers damage caused to the insured's motorcycle (your motorcycle) from risks
such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the California Motorcycle Insurance policy. |
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California Motorcycle Insurance FAQ
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California Motorcycle Insurance FAQ
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California Motorcycle Insurance FAQ
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Example of uninsured motorist limits:
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California Motorcycle Insurance FAQ
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-
fault driver who has no auto or motorcycle liability insurance. This is not a required coverage for California Motorcycle Insurance. Contact us today to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
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Protects you if your motorcycle is damaged in an accident caused by a driver who
has insufficient auto or motorcycle insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in California. |
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This type of motorcycle insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The motorcycle insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required California motorcycle insurance coverage. |
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Underinsured Motorist Bodily Injury Coverage
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Underinsured Motorist Property Damage Coverage
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California Motorcycle Insurance FAQ
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Click on the link below to fill out a secure quote request form for an affordable
northern California Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with our California Motorcycle Insurance specialist at (530) 864-5859 to discuss the features. |
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California Motorcycle Insurance
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Answer a few questions and
we can provide you with an
insurance quote by phone or email. Choose a California personal or business insurance coverage from the menu above. |
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Didriksen Financial
2311 Swallow Road
Placerville, California 95667
El Dorado County, CA
Office: (530) 864-5859
Fax: (866) 848-6899
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Didriksen Financial
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